Life insurance rates for smokers are higher than non-smokers. The health risks associated with smoking are well documented. But with the changing landscape of vapingRead More
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Insurance can be a confusing topic. The concept is easy enough, you pay a premium to transfer the risk of something bad happening to someoneRead More
Disability insurance is a policy type that provides you with income replacement in the event that you are unable to go to work for anRead More
The first reason is that people’s last expenses continue even in retirement. Any debts such as car loans and credit lines still need to beRead More
The basis of life insurance planning is a process called a needs analysis. This is a clinical name for a process that in reality isn’tRead More
In the early stages of a business you may see that the owners of the business get involved in owing insurance as a way toRead More
If you’re of a certain vintage in Canada you probably remember an ad on television. A mother and father sitting around, seemingly waiting for theRead More
First things first, yes, your financial advisor gets paid. There has always been a bit of a mystery though behind how this happened. For manyRead More
It’s a thought that most people flat out do not like to think of. The idea of purchasing a life insurance policy on your childrenRead More
Medical advancements are astonishing. When you compare the procedures that are available today to the ones from 20 years ago, it is no wonder thatRead More
I see commercials on television advertising the Canada Deposit Insurance Corporation (CDIC) on a fairly regular basis. This is the insurance that banks provide inRead More
A true life insurance policy insures a person, not a debt. Sure, we use mortgages and many other factors to figure out how much coverageRead More
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