In previous discussions we have looked at whether or not someone that doesn’t have any income needs life insurance or not. When we used theRead More
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There is an important distinction to make when we are talking about life insurance advisors. An insurance broker is someone who represents your interests whileRead More
The Canadian Life and Health Insurance Association (CLHIA) is a voluntary group that insurance companies can join in Canada. In fact, in 2019 this associationsRead More
You pay a life insurance company a premium and then you really hope that you do not have your beneficiaries collect the payout any timeRead More
Your life insurance coverage ends the day that you finish work. The same way that you can’t run a dental claim through when you don’tRead More
Depending on the life insurance company you are applying with and their underwriting guidelines, one of the next steps may be to have a medicalRead More
We get asked from time to time by clients to name their estate as the beneficiary for their life insurance policy. This is a moveRead More
The first thing that you should ask yourself is – what is the purpose of the life insurance policy? For example, if you have takenRead More
Well we’ve got good news and bad news. People always want the bad news first so here it is. You’ve owned your business for manyRead More
Term life insurance is a valuable part of a financial security plan. It provides you with death benefit coverage that allows you a certain amountRead More
This is a question where the answer really is dependent on your personal situation. Many people believe that if they are single or don’t haveRead More
Firstly, knowing what is included in your insurance policy is important. When it comes to replacing coverage there are two key clauses to consider. InRead More
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