Insurance Library

Heard about Manulife’s Vitality program and seeking the fine details? Everything you need to know is here. What is Vitality? Manulife Vitality is an option

I continue to read online articles that claim life insurance brokers sell certain products because their commission is higher on certain products. These articles then

Here’s my top 5 list of things that I believe regulators need to change in the life insurance insurance industry. 1) Remove the fraud exclusion

I believe fee based financial planning has it’s place. In some instances, it’s entirely suitable for Canadian consumers. I know a number of fee based

Much to the glee of fee-only planners and consumer advocates, the investment industry is being forced to start disclosing how much they’re making and how

I find the idea of fee based financial planners interesting.  Fee based planners charge a flat fee for investment advice, rather than commissions on the

I’d like this post to serve as a warning to anyone purchasing life insurance online, directly from the banks.  I’ve had a bit of experience

What happens when life insurance applications go bad? Through the years I’ve seen and been told about numerous errors in underwriting. Not specifically errors on

The practice of rebating in the life insurance world means the broker gives you a kickback to incentivize you to purchase the policy from them