Insurance Library

We recommend that consumers should mostly ignore life insurance company ratings. We’d like to assume that these ratings are somehow indicative of long term stability,

Do you need life insurance on your children? Or is this coverage you should skip? Let’s evaluate the why’s and why nots of life insurance

There’s a number of reasons you may choose to put life insurance on your parents. Most commonly, it’s intended to pay for final expenses. If

If you’re taking out a business loan to expand or purchase equipment, you may consider covering the amount of the loan with a life insurance

A frequent beneficiary designation amongst families would be to have the two parents name each other as primary or first-payor beneficiaries and the children as

I have the pleasure of having a number of American life insurance brokers as friends.  This affords me the luxury of seeing life insurance from

Manulife has been promoting a unique combination plan called Synergy. It combines coverage on life insurance, disability insurance, and critical illness insurance all under one

When people consider the purchase of life insurance, the consideration normally centers around term vs whole life insurance. The basic idea is that if you

Buying insurance is often done emotionally, overruling financial common sense. There’s three easy tests you can use though to ensure that you’re making the right