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Category: Estate Planning

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Have you heard of a legacy letter

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

The-Role-of-Life-Insurance-in-Business-Succession-Planning-in-Canada

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

An Introduction to Estate Planning

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Is there a ‘Death Tax’ in Canada?

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Life Insurance as a Financial Tool

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Passing wealth through generations

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Life Insurance and the Family Farm Canada

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Financial Planning for Life's Unexpected Events

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

Minimize taxes with life insurance

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" class="c-post__author-img" alt="Simon Huften" decoding="async" srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" sizes="(max-width: 150px) 100vw, 150px" />

How Much Money Do I Need To Retire In Canada In 2022.

Discover the meaning of a Legacy Letter—sometimes called an ethical will—and why it’s a powerful addition to your estate plan. Learn how to write one,

<img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, 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data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" data-srcset="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png 150w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-360x360.png 360w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-50x50.png 50w, https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC.png 400w" data-src="https://lifeinsurancecanada.com/wp-content/uploads/2025/03/Simon-Huften-LIC-150x150.png" data-sizes="(max-width: 150px) 100vw, 150px" class="c-post__author-img lazyload" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" /><noscript><img width="150" height="150" alt="Simon Huften" decoding="async" 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