Privacy Policy

Privacy Policy for
Life Insurance Canada.com Inc.

Effective Date: Jan 3, 2025

1. Introduction

At Life Insurance Canada.com Inc. (“we”, “us”, “our”), accessible from https://lifeinsurancecanada.com (the “Site”), your privacy is one of our highest priorities. This Privacy Policy explains what personal information we collect, how we use and protect it, and how you can control your information.

By accessing or using our Site or submitting your personal information through this Site, you acknowledge that you have read and understood this Privacy Policy and consent to its terms.

This Privacy Policy applies only to personal information collected through our Site and services and is governed by applicable Canadian federal and provincial privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and relevant provincial privacy legislation.

2. About Our Business and Licensing

Life Insurance Canada.com Inc. is an online platform that provides information, tools, and applications related to life insurance. The company itself is not licensed to sell life insurance. All life insurance policies are sold only by a licensed life insurance advisor —
Simon Huften, who is licensed to sell life insurance products in the following Canadian provinces:

• British Columbia
  
• Alberta
  
• Saskatchewan
  
• Manitoba
  
• Ontario
  
• Prince Edward Island
  
• Nova Scotia
  
• Newfoundland and Labrador
  
• New Brunswick
  

Any life insurance sale conducted through this Site is completed by Simon Huften, a licensed advisor in the applicable province. The content of this Privacy Policy applies to how we collect and process your personal information in connection with these services.

3. Information We Collect

We collect personal information that you voluntarily provide to us when using the Site, including but not limited to:

• Contact information: name, email address, telephone number, mailing address.
  
• Demographic information: age, date of birth, province of residence.
  
• Insurance-related information: details you provide to obtain a quote or apply for insurance (e.g., health and lifestyle information, occupation, coverage details).
  
• Usage information: IP address, browser type, pages viewed, log files, analytics data collected automatically when you use the Site.
  

We may also collect information through voluntary interactions (e.g., forms, surveys, quotes).

4. How We Use Your Information

We use your personal information for the following purposes:

• To provide quotes and assistance related to life insurance products.
  
• To communicate with you about your requests, applications, quotes, or service inquiries.
  
• To facilitate the sale of life insurance policies through our licensed advisor.
  
• To administer, secure, and improve our Site and services.
  
• To comply with legal and regulatory requirements.
  

We will not use your personal information for purposes outside those identified without your consent.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to collect information about your use of the Site. Cookies help improve your experience (e.g., remembering preferences, tracking site usage). You can manage or disable cookies through your browser settings, though this may affect Site functionality.

6. Sharing and Disclosure of Personal Information

We may share your personal information in limited situations:

• With our service providers or partners who assist in operating the Site or providing services on our behalf.
  
• With insurers or third parties, only when you explicitly authorize us to share information for the purpose of applying for an insurance policy.
  
• When required by law or to protect our legal rights.
  

We do not sell your personal information to third parties for marketing or advertising.

7. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your information from unauthorized access, loss, misuse, or alteration. However, no method of data transmission or storage can be guaranteed 100% secure.

8. Retention and Access

We retain personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal requirements, or resolve disputes.

You may request access to your personal information, request corrections, or withdraw your consent where permitted by law.

9. Children’s Privacy

Our Site and services are not directed at children under 13, and we do not knowingly collect personal information from children under that age. If you believe we have inadvertently collected such information, please contact us so we can remove it.

10. Updates to This Policy

We may update this Privacy Policy from time to time. The “Effective Date” at the top will reflect the last revision. Continued use of the Site after changes are posted constitutes acceptance of those changes.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact:

Life Insurance Canada.com Inc.
Email: [email protected]
Address: 1120 Bay Street, Gravenhurst Ontario P1P 1Z9 Canada
Phone: 1-877-344-4011

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.