Insurance Library

Does Vaping Affect Life Insurance?

Life Insurance 8 Minute Read read

Life insurance companies calculate their premiums based on a perspective client’s lifestyle, This means that any activity that increases the risk of injury or disease

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Simon Huften

Mortgage Insurance vs. Life Insurance – What’s The Difference?

Life Insurance, Mortgage Life Insurance, Term Life Insurance 12 Minute Read read

Mortgage insurance and life insurance are similar but very different at the same time. Be sure to know the ins and outs of both products

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Simon Huften

How To Make a Will in Canada

Estate Planning, Wills

When it comes to creating your Will, you have some options. Contrary to popular belief you don’t need to visit a lawyer’s office and pay

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Simon Huften

Do I Still Need Life Insurance If I Become Unemployed?

Life Insurance

In previous discussions we have looked at whether or not someone that doesn’t have any income needs life insurance or not. When we used the

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Simon Huften

Why Use A Life Insurance Broker?

Life Insurance

There is an important distinction to make when we are talking about life insurance advisors. An insurance broker is someone who represents your interests while

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Simon Huften

How Many Life Insurance Companies Are There In Canada?

Life Insurance

The Canadian Life and Health Insurance Association (CLHIA) is a voluntary group that insurance companies can join in Canada. In fact in 2019 this associations

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Simon Huften

Do You Have Enough Life Insurance?

Life Insurance

You pay a life insurance company a premium and then you really hope that you do not have your beneficiaries collect the payout any time

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Simon Huften

What Should I Expect If I Need A Medical Exam for Life Insurance?

Life Insurance

Depending on the life insurance company you are applying with and their underwriting guidelines, one of the next steps may be to have a medical

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Simon Huften

Can I Make My Estate My Beneficiary?

Life Insurance

We get asked from time to time by clients to name their estate as the beneficiary for their life insurance policy. This is a move

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Simon Huften

Who Should Be Your Life Insurance Beneficiary?

Life Insurance

The first thing that you should ask yourself is – what is the purpose of the life insurance policy? For example, if you have taken

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Simon Huften

Converting Term Life Insurance

Well we’ve got good news and bad news. People always want the bad news first so here it is. You’ve owned your business for many

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Simon Huften

What Does Converting Term Life Insurance Mean?

Term life insurance is a valuable part of a financial security plan. It provides you with death benefit coverage that allows you a certain amount

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Simon Huften